With the increase in travel, one of the important things that travellers need to know about is Travel Insurance. This form of insurance helps cover a whole range of uncertainties and scenarios that can drain out a traveller’s finances. Most countries require mandatory Travel Insurance while applying for a visa. But choosing the right Travel Insurance which covers all the risks of travel is important.
Travel Insurance is a type of insurance that covers different risks while travelling. It covers medical expenses, lost luggage, flight cancellations, and other losses that a traveller can incur while travelling.
Travel Insurance is usually taken from the day of travel till the time the traveller reaches back to India. Taking Travel Insurance ensures a comprehensive coverage in case of any emergency in another country. Travel Insurance is also available for trips taken in the home country of the traveller like Bharat Bhraman & E Travel, but it is a more popular option for travel abroad.
Some of the risks covered under Travel Insurance are:
There may be more risks covered under individual policies depending on the requirements of the traveller. The amounts to which these risks are covered depends on the policy & plan that the traveller opts for. Travel Insurance also covers additional risks at an additional premium. Some of these risks are specific to the traveller or the place the person is travelling to.
There are single trip Travel Insurance policies meant for one journey. But for frequent travellers who travel abroad on business purposes, there is an option to buy a multi trip Travel Insurance policy. Some policies last for an entire year and cover multiple trips to a particular destination. Opting for such policies is much more cost effective for businessmen and frequent travellers to a particular destination. We also have student policies which are specially designed for students going abroad for studies at an affordable premium. The maximum trip length can last from 30, 45 and 60 days.
Another type of travel policy is a group Travel Insurance policy. A group policy covers 7 or more travellers. These policies are cost effective and offer similar benefits as single trip Travel Insurance policies. Group Travel Insurance policies are based on the age of the travellers which means it works out more cost effective per traveller. Most travel companies opt for group Travel Insurance policies when they take groups across different countries on tours.
It is easy to pick out a policy once you know the Travel Insurance definition. While planning your trip abroad, pick out a Travel Insurance policy that provides exhaustive coverage with a high coverage. It is possible to check the cost of Travel Insurance on insurance aggregators and pick out the best policy. HDFC Bank offers a variety of Travel Insurance policies through the bank’s website like Student Travel Insurance, Domestic, Senior Citizens, Family and even Individual Travel Insurance. You can easily pick out a policy that suits your need and provides the best value for money.
Choose The Destination Just Right For Your Vacation
Europe Tourism CAS Travel and Aviation Some of the top attractions in Europe include Eiffel Tower, Colosseum, Buckingham Palace, Acropolis of Athens, Van Gogh Museum, Grand Canal, and Sagrada Família.
Asian Tourism CAS Travel and Aviation A city, town, or other area that is significantly dependent on revenues from tourism, or “a country, state, region, city, or town which is marketed or markets
USA Tourism CAS Travel and Aviation With so much to see in this vast country, it can be difficult to know where to start when it comes to planning a trip in the United States. World-class cities,
Canada Tourism CAS Travel and Aviation The best tourist places in Canada give you a wholesome experience of heritage and adventure. You will surely cherish the moments spent in Canada all through
Africa Tourism CAS Travel and Aviation Apart from the many adventure opportunities available here, one of the best ways to explore the country of Africa would be to interact with the local culture.
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